Table 4: Structure of social protection in the civil service on the basis of pension regulations, European countries (approx. 1989/90) 
Country  Considered salary  Attainable maximal pension in %  Years of service required 

Austria  80% of the final complete salary  100% of considered salary (= 80% of last salary); (considering 4 x ½ monthly salaries, 116.66% of the considered salary or 93.33% of the last salary is attained); (taking into account benefits from the complementary pension – maximally 20% of the last salary – the pension can be 125% of the considered salary or 100% of the last salary)  35 

Belgium  Average of salary earned in the last 5 years of service  75% of the considered salary (the amount of the pension is limited to 149,984 FB gross income per month – index number of 1.1.1990)  45 

Denmark  Salary on an individual basis, but lower than the attained salary, scheduled for the different grades from 1 to 53, with an upper limit of 336,000 DKR/year (=1,871,520 Flux)  65% of considered salary (this is an average amount, because the proportion of the maximal pension retated to the last salary varies between 44% and 72.5% according to the salaries of the grades at the end of the career – grades 52 to 15; for the same levels the proportion of the maximal pension related to the pensionable salary varies between 59.5% and 79.2%)  37 

France  Final complete salary, provided that it remained unaltered during 6 months  75% of considered salary (80% of the salary if 40 years of service can be taken into account); (up to 100% of the salary, if child allowances or an annuity is added)  37.5 

Federal Republic of Germany  Final complete salary, provided that it was attained unaltered during 2 years  75% of considered salary (if a 13^{th} monthly salary is added, 81.25% are attained)  40 

Greece  Final noncomplete salary  80% of considered salary (if a 13^{th} and 14^{th} monthly salary is added, 93.33% are attained; but upper limit of 303,000 Drs = 78,780 Flux)  35 

Ireland  Final complete salary  70% of considered salary  
Italy  Final noncomplete salary  94,4% of considered salary (if a 13^{th} monthly salary is added 102.26% are attained)  40 

Luxembourg  Final complete salary  83.33% of considered salary (3% pay deduction = 80.83%)  40 

The Netherlands  Final complete salary, increased by 8% due to a 13^{th} salary  70% of considered salary (if the pensionable salary increase by 8% due to the 13^{th} salary is added 75.60% are attained)  40 

Portugal  Final complete salary  100% of considered salary (if a 13^{th} monthly salary is added 108.33% are attained)  36 

Spain  Salary on a uniform basis, lower than the attained salary, scheduled for each occupational group, and annually fixed by the general budget law  100% of a uniform basic salary amounting on the average to 95.4% of the last salary (taking into account the 13^{th} and 14^{th} salary the resulting salary is 111.3%) (but upper limit of 207,152 Ptas = 72,503 Flux)  35 

Switzerland  Final annual salary comprised of 13 monthly salaries, reduced by 19,200 CHF (= 458,304 Flux) used as a contribution to the national insurance (first pillar), obligatory for the whole population.  60% of considered salary, received after deductions; (if the pensionable salary amounts to 13 monthly salaries, 65% is attained). If the pension from the national insurance is added: 19,200 FS per year maximum= 458,304 Flux; both pensions together may add to 90%  40 

United Kingdom  The best salary period out of 12 months in the course of the last 3 years  50% of considered salary (56.25%, if the person is older than 65 years and 45 years of service can be considered)  40 

Average for all pension regimes  
Normal calculation Under consideration of supplementary benefits and periodic allowances 
74.87% 84.11% 

Without the pension regime of Luxembourg  
Normal calculation Under consideration of supplementary benefits and periodic allowances 
74.27% 84.16% 
Source: Neyens and Koob 1992: 3739 and 4752 (altered).